Provide the middle office support requirement for the business conducted by the Energy and Real Asset (ERA) Department or other Front Office Department, for both Agency and non-Agency related transactions.

Key Responsibilities:

• Review and comment on ‘draft’ documentation for new transactions to check for operational fit with the Agency & Transaction Management (ATM) requirements, highlighting any areas for further discussion with and/or review by the Front Office as necessary.
• Liaise with Back Office on the opening of accounts.
• Ensure all the necessary approvals are in place and comply with RACI (allocation task grid of the department)
• Check (CA-CIB as agent) or obtain confirmation (CA-CIB as participant) that Conditions Precedents have been met and advise Credit Risk and Loans Administration and confirm guarantee documentation is in line with the facility documentation.
• Confirm/agree treatment of fees (up front vs. spread) with Finance and advise Loans Admin.
• Obtain all original documentation, create the files for the deals and ensure that copies of all the appropriate documentation is provided to Risk and the Loans Admin.
• Liaise with the Risk and back Office for all deals.
• Manage relations with the borrower and the bank pool.
• Monitor the syndication process for updating SMAC (loan management tool) as and when needed and be aware of potential overholds.
• Monitor and report outstanding covenants (with a specific focus on financial covenants), monitor the upkeep of securities and the sign-off of technical and financial milestones.
• Manage cash flows for the portfolio including managing drawdown’s and repayments, liaising with back Office.
• Give the Front Office, representing CA-CIB as a participant, the necessary information for the FO to take all necessary actions (including receiving appropriate authorisations) to reply in due time to the agent (CA-CIB or other bank).
• Book and maintain trades in SMAC, based on ATM standards.
• Maintain diary systems to ensure all actions on the portfolio are monitored.
• Provide information on the portfolio to the Front Office, as reasonably requested, e.g. for inclusion in annual reviews.
• Review the NBI numbers provided by Finance, provide comments and additional analysis as reasonably required by the Front Office (or and any other relevant information/data).
• Review Basle II LGDs on a monthly basis.
• Prepare audit responses.
• Where CA-CIB is Agent on a deal, and taking into consideration the segregation of duties between FO and ATM:

- Define appropriate / fair level of agency fee
- Coordinate between the borrower, legal (as necessary) and all other syndicate members

- Liaise with the borrowers to ensure they fulfil their responsibilities
- Oversee and manage the establishment of the contacts list and Intralinks sites
- Monitor and ensure that all Conditions Precedent of the deal are met
- Liaise with the Syndicate to coordinate payments
- Manage any waiver requests
   

• Bachelor or Masters degree within relevant discipline 

• Strong experience in providing  support   to a Front Office in the area of Project Finance, Real Estate or other structured finance Department
• Strong experience of reviewing  Loan Agreements from an operational perspective
• Experience of any commercial sector and/ or corporate risk

• Initiative
• Communication
• Time Management
• Negotiation
• Diplomacy
• Organisation
• Versatility
• Attention to detail

• Technical financial knowledge and skills
• Excel/ MS Office suite